CREDIT OFFICER - Gaborone, Botswana
Babereki
SACCOS was established as a result of Botswana Public Employee Union (BOPEU)
Congress resolution and was duly registered in accordance with the
Co-operatives Act, 2013 on 06th October 2015. It draws membership
across Botswana.
It runs
in accordance with the Co-operatives Act and the Bye-Laws as set by the members
and approved by the Co-operatives Development Director. It also has set
policies that guide the day-to-day operations of the Society
Babereki SACCOS invites applications from suitably qualified, experienced, self-driven and results-oriented citizens of Botswana for the position of Credit Officer. This is a new role within the Society and is intended to strengthen credit control, member account administration, Babereki SACCOS Funeral scheme administration and service delivery.
MAIN PURPOSE OF THE JOB:
The Credit Officer will be Reporting directly to the Chief Executive Officer
(CEO), the successful candidate will work closely with the Loans Officer to
support member account management, collections, arrears follow-up, and the
accurate capture of Babereki Funeral Scheme clients. The role calls for a
professional who is committed to member service, sound record management,
confidentiality, and adherence to the Society’s policies and procedures.
KEY DUTIES AND
RESPONSIBILITIES:
·
Capture and maintain accurate records
for new Funeral Scheme members and related account information.
·
Monitor member contributions, premium
payments, loan-related repayments, and account balances.
·
Follow up on arrears and overdue
accounts in line with approved collection procedures.
·
Prepare arrears, collections, and
account status reports for management.
·
Attend to member queries relating to
balances, payments, statements, and Funeral Scheme records.
·
Reconcile member accounts and ensure
correct posting of receipts and remittances.
·
Work closely with the Loans Officer on
member verification, recoveries, and account follow-up.
·
Maintain proper records, updated
registers, and confidentiality of member information.
·
Support the continuous improvement of
credit control and Funeral Scheme administration processes.
REQUIREMENTS:
Educational Qualifications
The ideal candidate must have a recognized;
· Degree
in Accounting, Banking and Finance, Credit Management, Business Administration,
or a related field.
- Experience
in a SACCO, microfinance institution, insurance environment, or Funeral
Scheme administration will be an added advantage.
- Good
working knowledge of Microsoft Office applications, particularly Excel and
Word.
- Experience
with loan management systems, accounting systems, or member administration
systems will be an added advantage.
Experience
·
A minimum of 3 year’s relevant credit management experience in financial
services being: credit control, debt collection, member accounts
administration, or a related role.
·
Valid Class B
Driver’s license
Competencies
·
Strong
interpersonal and communication skills.
·
Good
numerical, reconciliation, and record management skills.
·
High level of
integrity, confidentiality, and professionalism.
·
Ability to
follow up consistently on arrears and outstanding balances.
·
Good customer
service orientation and ability to work well with members.
·
Ability to
work independently and collaboratively within a team environment.
·
Attention to
detail and ability to meet reporting deadlines.
Babereki SACCOS offers an attractive remunerative package that
includes:
· Competitive salary commensurate with qualifications
· Contributory Pension Scheme (employer pays 12%;
employee 5%)
· Leave of 24 days per annum
· Group Life Cover
· Optional Funeral Scheme Cover
· Medical Aid (employer pays 60%, employee 40%)
Interested and qualified candidates should apply by submitting a cover letter, CV, and certified qualification certificates via the link:
https://baberekisaccos.co.bw/careers.php
Data Protection Clause: By submitting this application, you consent to Babereki SACCOS processing information in a lawful manner they deem fit, in line with our recruitment processes and for future opportunities.
The deadline for submission of the application is 28th July 2026 at 1700hrs.
Only applications submitted on the website will be considered.